Industry Description
Establishments primarily engaged in providing loans to individuals. Also included in this industry are establishments primarily engaged in financing retail sales made on the installment plan and financing automobile loans for individuals.
Business Examples
Common types of business activities within US SIC 6141 - Personal Credit Institutions are:
- Automobile loans (may include automobile insurance)
- Consumer finance companies
- Financing of automobiles, furniture, appliances, personal airplanes,
- Industrial loan banks, not engaged in deposit banking
- Industrial loan companies, not engaged in deposit banking
- Installment sales finance, other than banks
- Loan companies, small: licensed
- Loan societies, remedial
- Morris plans not engaged in deposit banking
- Mutual benefit associations
- Personal finance companies, small loan: licensed
IBISWorld Industry Research Report
Credit Card Issuing in the US (52221)
Revenue 2025
$178.3bn
Growth 2025
0.35%
Key Trends
Strong consumer spending spurred recovery from the coronavirus pandemic
More operators have entered the market by offering bigger and better perks
Mounting inflation and increased interest rates will temper disposable income
Products and Services
US-SIC Hierarchy 6141 - Personal Credit Institutions
US-SIC Code 6141 - Personal Credit Institutions sits in the 2-digit Personal Credit Institutions sector. US SIC codes can be 2 to 8 digits and the further along the hierarchy, the more detailed and specific the category will be.
Division: H
Division Title: Finance, Insurance, and Real Estate
2 Digits 3 Digits 4 Digits
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601 Central Reserve Depository Institutions
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602 Commercial Banks
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603 Savings Institutions
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606 Credit Unions
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608 Foreign Banking and Branches and Agencies Of
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609 Functions Related To Depository Banking
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611 Federal and Federally-sponsored Credit Agencies
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614 Personal Credit Institutions
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615 Business Credit Institutions
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616 Mortgage Bankers and Brokers
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621 Security Brokers, Dealers, and Flotation
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622 Commodity Contracts Brokers and Dealers
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623 Security and Commodity Exchanges
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628 Services Allied With the Exchange of Securities
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631 Life Insurance
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632 Accident and Health Insurance and Medical
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633 Fire, Marine, and Casualty Insurance
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635 Surety Insurance
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636 Title Insurance
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637 Pension, Health, and Welfare Funds
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639 Insurance Carriers, Not Elsewhere Classified
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651 Real Estate Operators (except Developers) and Lessors
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653 Real Estate Agents and Managers
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654 Title Abstract Offices
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655 Land Subdividers and Developers
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671 Holding Offices
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672 Investment Offices
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673 Trusts
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679 Miscellaneous Investing
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Extended US-SIC Hierarchy for 6141 - Personal Credit Institutions
For business marketing and targeting, US SIC Codes have been extended to provide more specific classifications within US-SIC 6141 - Personal Credit Institutions. Extended US SIC Codes are being continuously updated to reflect the current business environment.
6 Digit SIC Codes
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614101 Loans
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614102 Financing
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614103 Financing-automobile
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614104 Loans-automobile
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614105 Pawn tickets-bought
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614106 Mobile homes-financing
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614107 Loans-alternative
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614108 Loans-personal
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614109 Construction loans
8 Digit SIC Codes
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61410000 Personal credit institutions
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61410100 Automobile and consumer finance companies
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61410101 Automobile loans, including insurance
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61410102 Consumer finance companies
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61410103 Financing: automobiles, furniture, etc., not a deposit bank
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61410104 Installment sales finance, other than banks
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61410105 Licensed loan companies, small
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61410106 Personal finance licensed loan companies, small
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61419900 Personal credit institutions, nec
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61419901 Industrial loan banks and companies, not a deposit bank
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61419902 Morris plans, not a deposit bank
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61419903 Mutual benefit associations
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61419904 Remedial loan societies
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US SIC Code Directory
Each US SIC Code is part of a Division, which corresponds with a numerical range. Select a Division category from the table below, then drill down to discover the industries within that Division.
