Industry Description
This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers.
Cross-References.
Business Examples
Common types of business activities within NAICS 522220 - Sales Financing are:
- Insurance premium financing
- Leasing in combination with sales financing
- Truck finance leasing
- Installment sales financing
- Sales financing
- Financing, sales
- Machinery finance leasing
- Equipment finance leasing
- Commercial and inventory financing (except international trade financing)
- Automobile financing
- Automobile finance leasing companies
IBISWorld Industry Research Report
Auto Leasing, Loans & Sales Financing in the US (52222)
Revenue 2025
$180.7bn
Growth 2025
3.42%
Key Trends
Consumer confidence and strong demand to replace aging vehicles boded well for industry operators
High interest rates make it more expensive for consumers to borrow money to finance a car purchase
Hyper-inflation would cause the prices of goods and services, including cars, to rise rapidly
Products and Services
Similar Industries
For some business types, there may be a similar industry to 522220 - Sales Financing that is a better classification match. Establishments primarily engaged in:
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NAICS Cross Reference
Establishments not engaged in sales financing, but primarily engaged in providing leases for equipment and other assets are classified in Subsector 532, Rental and Leasing Services.
IBISWorld industry research report
NAICS Hierarchy 522220 - Sales Financing
NAICS Code 522220 - Sales Financing sits in the 2-digit Sales Financing sector. NAICS codes can be 2- to 6-digits and the further along the hierarchy, the more detailed and specific the category will be. Learn more about the structure of NAICS codes
2 Digits: 52
Sector Title: Finance and Insurance
3 Digits 4 Digits 5 Digits 6 Digits
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5211 Monetary Authorities-Central Bank
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52111 Monetary Authorities-Central Bank
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5221 Depository Credit Intermediation
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52211 Commercial Banking
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52212 Savings Institutions
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52213 Credit Unions
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52219 Other Depository Credit Intermediation
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5222 Nondepository Credit Intermediation
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52221 Credit Card Issuing
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52222 Sales Financing
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52229 Other Nondepository Credit Intermediation
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5223 Activities Related to Credit Intermediation
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52231 Mortgage and Nonmortgage Loan Brokers
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52232 Financial Transactions Processing, Reserve, and Clearinghouse Activities
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52239 Other Activities Related to Credit Intermediation
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5231 Securities and Commodity Contracts Intermediation and Brokerage
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52311 Investment Banking and Securities Dealing
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52312 Securities Brokerage
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52313 Commodity Contracts Dealing
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52314 Commodity Contracts Brokerage
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5232 Securities and Commodity Exchanges
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52321 Securities and Commodity Exchanges
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5239 Other Financial Investment Activities
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52391 Miscellaneous Intermediation
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52392 Portfolio Management
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52393 Investment Advice
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52399 All Other Financial Investment Activities
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5241 Insurance Carriers
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52411 Direct Life, Health, and Medical Insurance Carriers
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52412 Direct Insurance (except Life, Health, and Medical) Carriers
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52413 Reinsurance Carriers
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5242 Agencies, Brokerages, and Other Insurance Related Activities
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52421 Insurance Agencies and Brokerages
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52429 Other Insurance Related Activities
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5251 Insurance and Employee Benefit Funds
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52511 Pension Funds
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52512 Health and Welfare Funds
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52519 Other Insurance Funds
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5259 Other Investment Pools and Funds
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52591 Open-End Investment Funds
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52592 Trusts, Estates, and Agency Accounts
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52599 Other Financial Vehicles
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Similar Industries Niche and Emerging
IBISWorld provides research on hundreds of niche and emerging industries, including the following for 522220 - Sales Financing.
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