Overview

IBISWorld’s Commercial Banks market research report can be used to help you: understand market size and growth potential; major companies; draft business plans and pitch books; and conduct benchmarking and SWOT analysis. Our industry analysis highlights macro industry trends in the overall sector and micro trends faced by companies that do business in the industry. The industry report also provides key industry statistics and 5-year forecasts to anticipate future industry prospects so you can decide with confidence.

REPORT SNAPSHOT

Industry Analysis & Industry Trends

Revenue for the Commercial Banking industry in China is defined as net operating income, including net interest received and net fee income. Over the five years through 2017, industry revenue has been growing at an annualized rate of 4.4% to an estimated $573.5 billion. There are about 3,858 commercial bank enterprises in China employing 3.63 million people with total wages of $83.8 billion...

Industry Report - Industry SWOT Analysis Chapter

Commercial banking in China has maintained high annual growth levels in the past several years. Industry value-added is expected to increase at an annualized rate of 3.9% between 2012 and 2022, slower than China's average GDP growth over the same period of about 6.5%. Banking reforms began in the 1980s and banks of different ownership types have being readjusting their branch networks over the past few years.

The industry has experienced increased competition in recent years, and there were many new market entries after China's accession to the World Trade Organization. While domestic players have been closing inefficient branches, new private and foreign funds have been attracted to China, with many new foreign banks emerging.

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Additional Insights for the Commercial Banks Industry

IBISWorld identifies 250 Key Success Factors for a business.The most important for the Commercial Banks Industry are

  • Superior financial management and debt management
  • Ability to raise revenue from additional sources
  • Membership of joint marketing/distribution operations
  • IBISWorld analysts also discuss how external factors such as Real GDP and Economic Indicators - Business Sentiment - Corporate Profits in the Commercial Banks industry impact industry performance..

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    Industry Products

    What is the Commercial Banks Industry?

    Commercial banks in China accept savings and deposits and provide loans, transaction services and other corporate and consumer financial services. Banks are divided into: state-owned commercial banks, which include China's four largest banks; joint-stock commercial banks; city commercial banks; foreign and joint venture banks; and other commercial and cooperative banks. Revenue for the industry is defined as net operating income, including net interest received and net fee income.

    Industry Products
    Personal deposits
    Corporate deposits
    Other deposits
    Fiscal deposits
    Financial bonds
    Currency in circulation
    Other items
    Industry Activities
    Public deposits
    Short, medium and long-term loans
    Settlement of domestic and foreign accounts
    Agencies for issuing financial bonds
    Agencies for the issuing, cashing and sales of government bonds
    Agencies for receipts, payment and insurance businesses
    Inter-bank lending and borrowing
    Foreign currency exchange
    Letter of credit (L/C) services and guarantee
    Safety box provisions

    Table of Contents

    About this Industry
    Industry Definition
    Main Activities
    Similar Industries
    Additional Resources
    Industry at a Glance
    Industry Statistics Snapshot
    Industry Structure
    Executive Summary
    Industry Performance
    Executive Summary
    Key External Drivers
  • Real GDP
  • Economic Indicators - Business Sentiment - Corporate Profits
  • Competition from Substitutes - Deposit Taking Financiers - Other Depository Credit Intermediation
  • Competition from Substitutes - Depository Credit Intermediation - Other Non Depository Credit Intermediation
  • Interest Rates - 10 Year Bond Rate

  • Current Performance
  • Industry performance
  • Chart: Revenue Growth

  • Industry Outlook
  • Changes in industry enterprises
  • Revenue and profitability
  • Table: Commercial Banks Industry Revenue Outlook

  • Industry Life Cycle
  • Life cycle reasons
  • Chart: Benchmarking - Commercial Banks Industry Lifecycle vs The Economy

  • Products & Markets
    Supply Chains
    Key Buying Industries
  • Agriculture, Hunting, Forestry and Fishing
  • Manufacturing
  • Construction

  • Key Selling Industries
  • Information Transmission, Computer Services and Software
  • Leasing and Business Services
  • Real Estate

  • Products & Services
  • Corporate deposits
  • Personal deposits
  • Other items
  • Currency in circulation
  • Fiscal deposits
  • Financial bonds
  • Other deposits
  • Chart: Commercial Banks Industry Products and Services Segmentation

  • Demand Determinants
  • Deposits
  • Loans

  • Major Markets
  • Other
  • Industrial sector
  • Agricultural sector
  • Commercial sector
  • Construction sector
  • Chart: Major Market Segmentation for the Commercial Banks Industry

  • International Trade
    Business Locations
    Chart: Business Locations by State
    Competitive Landscape
    Market Share Concentration
    Key Success Factors
    Cost Structure Benchmarks
  • Profit
  • Taxes
  • Wages
  • Asset devaluation losses
  • Operating costs and other expenses
  • Depreciation
  • Chart: Cost Structure Benchmarking – Sector vs Commercial Banks

  • Basis of Competition
  • Distribution networks and channel
  • Client relationships
  • Customer service
  • Branding and targeted marketing

  • Barriers to Entry
  • Table: Barrier to Entry Checklist for the Commercial Banks Industry

  • Industry Globalization
    Major Companies
    Industrial and Commercial Bank of ChinaChina Construction BankAgricultural Bank of ChinaBank of ChinaChina Merchants BankBank of Communications
  • Table: Industrial and Commercial Bank of China - financial performance
  • Table: China Construction Bank - financial performance
  • Table: Agricultural Bank of China - financial performance
  • Table: Bank of China - financial performance
  • Table: China Merchants Bank - financial performance
  • Table: Bank of Communications - financial performance

  • Operating Conditions
    Capital Intensity
  • Chart: Level of Capital Intensity for the Commercial Banks Industry
  • Chart: Tools of the Trade: Growth Strategies for Success

  • Technology & Systems
    Revenue Volatility
  • Chart: Volatility vs Industry Growth

  • Regulation & Policy
    Industry Assistance
    Key Statistics
    Table: Industry Data for the Commercial Banks Industry
    Includes:
  • Industry Revenue (2008-2022)
  • Industry Gross Product (2008-2022)
  • Establishments (2008-2022)
  • Businesses (2008-2022)
  • Employment (2008-2022)
  • Wages (2008-2022)
  • Total Assets (2008-2022)

  • Table: Annual Percentage Change for Key Industry Data
    Table: Key Ratios for Industry Key Data
    Jargon & Glossary
    Demand Deposit
  • A money deposit that can be withdrawn at any time without any notice or penalty.
  • Loan Default
  • When a customer fails to pay back money received through a loan to the bank.
  • Non-Performing Loan
  • A loan that is in default or close to being in default.
  • Provision
  • An amount set aside as an allowance for bad debts (i.e. debts where the customer defaults or where the terms of the loan need to be renegotiated).
  • Why buy this report?

    IBISWorld industry market research reports enable you to:
    • Find out about key industry trends
    • Identify threats and opportunities
    • Inform your decisions for marketing, strategy and planning
    • Quickly build competitive intelligence
    This report on Commercial Banks:
    • Provides Market Size information to assist with planning and strategic decisions.
    • Includes the necessary information to perform SWOT, PEST and STEER analysis.
    • Helps you understand market dynamics to give you a deeper understanding of industry competition and the supply chain.
    • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.
    The Commercial Banks market research report includes:
    • Historical data and analysis for the key drivers of this industry
    • A five-year forecast of the market and noted trends
    • Detailed research and segmentation for the main products and markets
    • An assessment of the competitive landscape and market shares for major companies
    • And of course, much more

    IBISWorld reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on industry trends across all industries. With this IBISWorld Industry Research Report on Commercial Banks, you can expect thoroughly researched, reliable and current information that will help you to make faster, better business decisions.

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