Revenue for the Commercial Banking industry in China is defined as net operating income, including net interest received and net fee income. Over the five years through 2018, industry revenue has been growing at an annualized rate of 2.2% to an estimated $602.2 billion. There are about 3,877 commercial bank enterprises in China employing 3.61 million people with total wages of $88.8 billion...purchase to read more.

Industry Statistics & Market Size
Annual Growth 13-18
Forecast Growth 18-23

Industry Report - Industry Analysis Chapter

ACMR-IBISWorld estimates that in the five years through 2018, industry revenue has been increasing from $539.1 billion in 2013 to $602.2 billion in 2018, representing average growth of 2.2% per year. In the five years through 2018, total assets of the banking industry have been increasing at an average rate of 8.2% per year, from $19.2 trillion in 2013 to an estimated $28.4 trillion in 2018.In December 2006, China officially opened its banking sector to foreign banks, removing geographical and client restrictions and allowing foreign banks to conduct RMB business. In December 2007, the first foreign county bank was opened in Suizhou City, Hubei Province. In ...purchase to read more.

Additional Insights for the Commercial Banks Industry

IBISWorld identifies 250 Key Success Factors for a business.The most important for the Commercial Banks Industry are

  • Superior financial management and debt management
  • Ability to raise revenue from additional sources
  • Membership of joint marketing/distribution operations
  • IBISWorld analysts also discuss how external factors such as Real GDP and Economic Indicators - Business Sentiment - Corporate Profits in the Commercial Banks industry impact industry performance..

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    What's in this report

    What is the Commercial Banks Industry?

    Commercial banks in China accept savings and deposits and provide loans, transaction services and other corporate and consumer financial services. Banks are divided into: state-owned commercial banks, which include China's four largest banks; joint-stock commercial banks; city commercial banks; foreign and joint venture banks; and other commercial and cooperative banks. Revenue for the industry is defined as net operating income, including net interest received and net fee income.

    Industry Products
  • Personal deposits
  • Corporate deposits
  • Other deposits
  • Fiscal deposits
  • Financial bonds
  • Currency in circulation
  • Other items
  • Industry Activities
  • Public deposits
  • Short, medium and long-term loans
  • Settlement of domestic and foreign accounts
  • Agencies for issuing financial bonds
  • Agencies for the issuing, cashing and sales of government bonds
  • Agencies for receipts, payment and insurance businesses
  • Inter-bank lending and borrowing
  • Foreign currency exchange
  • Letter of credit (L/C) services and guarantee
  • Safety box provisions
  • Table of Contents

    Industry Definition
    Main Activities
    Similar Industries
    Additional Resources
    Industry Statistics Snapshot
    Industry Structure
    Executive Summary
    Executive Summary
    Key External Drivers
  • Real GDP
  • Economic Indicators - Business Sentiment - Corporate Profits
  • Competition from Substitutes - Deposit Taking Financiers - Other Depository Credit Intermediation
  • Competition from Substitutes - Depository Credit Intermediation - Other Non Depository Credit Intermediation
  • Interest Rates - 10 Year Bond Rate

  • Current Performance
    Industry performance
  • Chart: Revenue Growth

  • Industry Outlook
    Changes in industry enterprisesRevenue and profitability
  • Table: Commercial Banks Industry Revenue Outlook

  • Industry Life Cycle
  • Life cycle reasons
  • Chart: Benchmarking - Commercial Banks Industry Lifecycle vs The Economy

  • Supply Chains
    Key Buying Industries
  • Agriculture, Hunting, Forestry and Fishing
  • Manufacturing
  • Construction

  • Key Selling Industries
  • Information Transmission, Computer Services and Software
  • Leasing and Business Services
  • Real Estate

  • Products & Services
  • Corporate deposits
  • Personal deposits
  • Other items
  • Currency in circulation
  • Financial bonds
  • Fiscal deposits
  • Other deposits
  • Chart: Commercial Banks Industry Products and Services Segmentation

  • Demand Determinants
  • Deposits
  • Loans

  • Major Markets
  • Other
  • Industrial sector
  • Agricultural sector
  • Commercial sector
  • Construction sector
  • Chart: Major Market Segmentation for the Commercial Banks Industry

  • International Trade
    Business Locations
    Chart: Business Locations by State
    Market Share Concentration
    Key Success Factors
    Cost Structure Benchmarks
  • Profit
  • Taxes
  • Wages
  • Asset devaluation losses
  • Operating costs and other expenses
  • Depreciation
  • Chart: Cost Structure Benchmarking – Sector vs Commercial Banks

  • Basis of Competition
  • Distribution networks and channel
  • Client relationships
  • Customer service
  • Branding and targeted marketing

  • Barriers to Entry
  • Table: Barrier to Entry Checklist for the Commercial Banks Industry

  • Industry Globalization
    Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, Bank of China, China Merchants Bank, Bank of Communications,
  • Table: Industrial and Commercial Bank of China - financial performance
  • Table: China Construction Bank - financial performance
  • Table: Agricultural Bank of China - financial performance
  • Table: Bank of China - financial performance
  • Table: China Merchants Bank - financial performance
  • Table: Bank of Communications - financial performance

  • Capital Intensity
  • Chart: Level of Capital Intensity for the Commercial Banks Industry
  • Chart: Tools of the Trade: Growth Strategies for Success

  • Technology & Systems
    Revenue Volatility
  • Chart: Volatility vs Industry Growth

  • Regulation & Policy
    Industry Assistance
    Table: Industry Data for the Commercial Banks Industry
  • Industry Revenue (2009-2023)
  • Industry Gross Product (2009-2023)
  • Establishments (2009-2023)
  • Businesses (2009-2023)
  • Employment (2009-2023)
  • Wages (2009-2023)
  • Total Assets (2009-2023)

  • Table: Annual Percentage Change for Key Industry Data
    Table: Key Ratios for Industry Key Data
    Demand Deposit
  • A money deposit that can be withdrawn at any time without any notice or penalty.
  • Loan Default
  • When a customer fails to pay back money received through a loan to the bank.
  • Non-Performing Loan
  • A loan that is in default or close to being in default.
  • Provision
  • An amount set aside as an allowance for bad debts (i.e. debts where the customer defaults or where the terms of the loan need to be renegotiated).
  • What Our Customers Say

    Why buy this report?

    IBISWorld’s Commercial Banks market research report is a comprehensive guide to market size and growth prospects. Our industry reports offer strategic industry analysis of the factors influencing companies, including new product developments, economic, lifestyle and demographic influences, distribution and supply chain factors and pricing issues. Full analysis accompanies our data forecasts to illustrate how the market responds to emerging industry trends.

    IBISWorld industry market research reports enable you to:
    • Find out about key industry trends
    • Identify threats and opportunities
    • Inform your decisions for marketing, strategy and planning
    • Quickly build competitive intelligence
    This report on Commercial Banks:
    • Provides Market Size information to assist with planning and strategic decisions.
    • Includes the necessary information to perform SWOT, PEST and STEER analysis.
    • Helps you understand market dynamics to give you a deeper understanding of industry competition and the supply chain.
    • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.
    The Commercial Banks market research report includes:
    • Historical data and analysis for the key drivers of this industry
    • A five-year forecast of the market and noted trends
    • Detailed research and segmentation for the main products and markets
    • An assessment of the competitive landscape and market shares for major companies
    • And of course, much more

    IBISWorld reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on industry trends across all industries. With this IBISWorld Industry Research Report on Commercial Banks, you can expect thoroughly researched, reliable and current information that will help you to make faster, better business decisions.

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