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Loan Brokers in the US: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Loan Brokers Market Research Report | NAICS 52231 | Sep 2016

In debt: Heightened regulation will prevent the industry's full recovery from the recession

IBISWorld’s Loan Brokers market research report can be used to help you: understand market size and growth potential; major companies; draft business plans and pitch books; and conduct benchmarking and SWOT analysis. Our industry analysis highlights macro industry trends in the overall sector and micro trends faced by companies that do business in the industry. The industry report also provides key industry statistics and 5-year forecasts to anticipate future industry prospects so you can decide with confidence.

Report Snapshot
Market Share of Companies
There are no companies with a dominant market share
Industry Statistics & Market Size
Revenue
$8bn
Annual Growth 11-16
6.8%
Annual Growth 16-21
Annual Growth
Profit
Profit
Employment
45,603
Businesses
13,569
Industry Threats & Opportunities
  • The continued recovery of the economy will favorably impact the industry’s performance
  • Big banks have bypassed industry operators, citing their involvement in the subprime crisis
  • Despite improvements in industry performance, profit will fall short of prerecessionary levels
  • ... purchase to read more

Industry Analysis & Industry Trends

Recovering from a historic crash in the housing market and responding to swelling competition from commercial banks have proved difficult for the Loan Brokers industry over the five years to 2016. Industry revenue peaked prior to the recession due to insatiable consumer demand for credit and the widespread use of a range of mortgage options for previously unqualified borrowers. With general improvements in the housing sector in recent years, the industry has turned its focus toward restoring its reputation. Over the five years to 2021, the continued recovery of the economy, particularly the housing market, will favorably impact the industry's performance... ... purchase to read more

Industry Report - Industry Analysis Chapter

With revenue and profit margins increasingly stifled by external competition, performance of the Loan Brokers industry has been slow over the past five years. Loan brokers arrange loans by bringing together borrowers and lenders; they generate revenue from this service on a fee or commission basis. During the period prior to the recession, an increasing appetite for credit and a multitude of new mortgage options expanded demand for industry services, boosting both revenue and enterprise figures. However, the subprime mortgage crisis completely reversed these trends, and revenue and the number of industry operators have both declined substantially as a result. Sin.. ... purchase to read more

Additional Insights for the Loan Brokers Industry

IBISWorld identifies 250 Key Success Factors for a business.The most important for the Loan Brokers Industry are

  • Must comply with government regulations
  • Having relationships with lenders
  • Having a good reputation
  • IBISWorld analysts also discuss how external factors such as year conventional mortgage rate and House price index in the Loan Brokers industry impact industry performance... purchase to read more

     


    Industry ProductsRelated Reports

    What is the Loan Brokers Industry?

    This industry is made up of establishments that arrange loans, especially mortgages, by bringing borrowers and lenders together on a commission or fee basis.

    Industry Products
    Residential mortgagesCommercial and industrial mortgagesHome equity loansVehicle loansLoans to governmentsBrokering and dealing products
     
    Industry Activities
    Brokering residential mortgagesBrokering commercial and industrial mortgagesBrokering home equity loansBrokering equipment financing arrangementsBrokering vehicle loans


    Table of Contents
    About this Industry
    Industry Definition
    Main Activities
    Similar Industries
    Additional Resources
    Industry at a Glance
    Industry Statistics Snapshot
    Industry Structure
    Executive Summary
    Industry Performance
    Executive Summary
    Key External Drivers
  • year conventional mortgage rate
  • House price index
  • External competition for the Loan Brokers industry
  • Housing starts
  • Per capita disposable income
  • Current Performance
  • Mortgage origination volatility
  • Commercial banks circumvent brokers
  • Internal competition mounts
  • Chart: Revenue Growth
  • Industry Outlook
  • Limited recovery
  • Escalating regulation
  • Brokerage consolidation
  • Table: Loan Brokers Industry Revenue Outlook
  • Industry Life Cycle
  • Life cycle reasons
  • Chart: Benchmarking - Loan Brokers Industry Lifecycle vs The Economy
  • Products & Markets
    Supply Chains
  • Key Buying Industries
  • Manufacturing
  • Consumers
  • Key Selling Industries
  • Commercial Banking
  • Industrial Banks
  • Savings Banks & Thrifts
  • Products & Services
  • Residential mortgages
  • Brokering and dealing products
  • Commercial and industrial mortgages
  • Other
  • Home equity loans
  • Vehicle loans
  • Loans to governments
  • Chart: Loan Brokers Industry Products and Services Segmentation
  • Demand Determinants
    Major Markets
  • Existing home buyers
  • First-time home buyers
  • Businesses
  • Other consumers
  • Governments
  • Chart: Major Market Segmentation for the Loan Brokers Industry
  • International Trade
    Business Locations
  • Chart: Business Locations by State
  • Competitive Landscape
    Market Share Concentration
    Key Success Factors
    Cost Structure Benchmarks
  • Chart: Cost Structure Benchmarking – Sector vs Loan Brokers
  • Basis of Competition
  • Internal competition
  • External competition
  • Barriers to Entry
  • Table: Barrier to Entry Checklist for the Loan Brokers Industry
  • Industry Globalization
    Major Companies
    There are no major players in this industry
    Operating Conditions
    Capital Intensity
  • Chart: Level of Capital Intensity for the Loan Brokers Industry
  • Chart: Tools of the Trade: Growth Strategies for Success
  • Technology & Systems
    Revenue Volatility
  • Chart: Volatility vs Industry Growth
  • Regulation & Policy
    Industry Assistance
    Key Statistics
  • Table: Industry Data for the Loan Brokers Industry
  • Includes:
  • Industry Revenue (2007-2021)
  • Industry Gross Product (2007-2021)
  • Establishments (2007-2021)
  • Businesses (2007-2021)
  • Employment (2007-2021)
  • Wages (2007-2021)
  • Housing starts (2007-2021)
  • Table: Annual Percentage Change for Key Industry Data
  • Table: Key Ratios for Industry Key Data
  • Table: Industry Financial Ratios
  • Jargon & Glossary
    2-28 Loan
  • A loan that has a fixed rate for a certain period of years until the rate becomes adjustable for the remainder of the loan.
  • Alt-A Loan
  • A category of mortgages that have a risk potential greater than prime but less than subprime.
  • Mortgage Origination
  • The creation of a new mortgage that involves a range of necessary legal papers and placement of the mortgage on the lender's books.
  • Ninja Loan
  • A loan where the borrower can qualify with no income, no job and no assets.

  • Why Buy this Report?
    IBISWorld industry market research reports enable you to:
    • Find out about key industry trends
    • Identify threats and opportunities
    • Inform your decisions for marketing, strategy and planning
    • Quickly build competitive intelligence
    This report on Loan Brokers:
    • Provides Market Size information to assist with planning and strategic decisions.
    • Includes the necessary information to perform SWOT, PEST and STEER analysis.
    • Helps you understand market dynamics to give you a deeper understanding industry competition and the supply chain.
    • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.
    The Loan Brokers market research report includes:
    • Historical data and analysis for the key drivers of this industry
    • A five-year forecast of the market and noted trends
    • Detailed research and segmentation for the main products and markets
    • An assessment of the competitive landscape and market shares for major companies
    • And of course, much more

    IBISWorld reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on industry trends across all industries. With this IBISWorld Industry Research Report on Loan Brokers, you can expect thoroughly researched, reliable and current information that will help you to make faster, better business decisions.

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