Revving up: An increase in accessible credit markets and decrease in unemployment will lead to continued industry growth

California's Auto Leasing, Loans and Sales Financing industry revenue is driven by the purchase of goods that require financing; consequently, consumers are most active in this industry when they anticipate continued financial stability. With California's per capita disposable income rising over the five years to 2017, and the state unemployment rate projected fall from in 2017, industry operators are poised to benefit. Furthermore, historically low interest rates and lengthening loan terms aided consumer purchasing power in the golden state. In addition to favorable economic conditions, lower gas prices and a relatively high average vehicle age aided industry operators, resulting in record automobile sales at the national level...read more.

Industry Statistics & Market Size
Revenue
$14bn
Annual Growth 12-17
3.1%
Forecast Growth 17-22
Profit
Employment
9,954
Businesses
538

Industry Threats & Opportunities

  • Low interest rates and lengthened loan terms aided consumer purchasing power
  • Amid a favorable domestic economy, there was significant demand for consumer financing
  • Higher consumer confidence and disposable income will drive industry profitability
  • Industry Report - Industry SWOT Analysis Chapter

    ***This section is not used for US State reports***.Only set Reasons & Level!...purchase to read more.

    Additional Insights for the Auto Leasing, Loans & Sales Financing in California Industry

    IBISWorld identifies 250 Key Success Factors for a business.The most important for the Auto Leasing, Loans & Sales Financing in California Industry are

  • Output is sold under contract - incorporate long-term sales contracts
  • Well-developed internal processes
  • Financial position of the company (as against financial structure)
  • IBISWorld analysts also discuss how external factors such as Per Capita Disposable Income in California and Access to Credit in California in the Auto Leasing, Loans & Sales Financing in California industry impact industry performance..

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    What's in this report

    What is the Auto Leasing, Loans & Sales Financing in California Industry?

    This industry includes establishments that either provide strictly sales financing, or provide both sales financing and leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual-installment sales agreement, either directly from or through arrangements with dealers. Industry participants generate revenue through the interest and fees that are included in the installment payments of borrowers.

    Industry Products
  • Income from leasing to financial and nonfinancial business
  • Sales financing
  • New and used vehicle leasing
  • New and used vehicle loans
  • Finance leases
  • Industry Activities
  • Sales financing
  • Leasing in combination with sales financing
  • Similar Industries
  • Car Rental
  • Truck Rental
  • Consumer Electronics & Appliances Rental
  • Formal Wear & Costume Rental
  • DVD, Game & Video Rental
  • Tool & Equipment Rental
  • Heavy Equipment Rental
  • Computer & Printer Leasing
  • Industrial Equipment Rental & Leasing
  • Real Estate Loans & Collateralized Debt in California
  • Auto Leasing, Loans & Sales Financing in New York
  • Real Estate Loans & Collateralized Debt in New York
  • Auto Leasing, Loans & Sales Financing in Illinois
  • Real Estate Loans & Collateralized Debt in Illinois
  • Auto Leasing, Loans & Sales Financing in Texas
  • Real Estate Loans & Collateralized Debt in Texas
  • Auto Leasing, Loans & Sales Financing in Florida
  • Real Estate Loans & Collateralized Debt in Florida
  • Auto Leasing, Loans & Sales Financing in Massachusetts
  • Real Estate Loans & Collateralized Debt in Massachusetts
  • Auto Leasing, Loans & Sales Financing in Ohio
  • Real Estate Loans & Collateralized Debt in Ohio
  • Auto Leasing, Loans & Sales Financing in Pennsylvania
  • Real Estate Loans & Collateralized Debt in Pennsylvania
  • Auto Leasing, Loans & Sales Financing in New Jersey
  • Real Estate Loans & Collateralized Debt in New Jersey
  • Auto Leasing, Loans & Sales Financing in Georgia
  • Real Estate Loans & Collateralized Debt in Georgia
  • Auto Leasing, Loans & Sales Financing in Michigan
  • Real Estate Loans & Collateralized Debt in Michigan
  • Auto Leasing, Loans & Sales Financing in Wisconsin
  • Real Estate Loans & Collateralized Debt in Wisconsin
  • Auto Leasing, Loans & Sales Financing in Washington
  • Real Estate Loans & Collateralized Debt in Washington
  • Real Estate Loans & Collateralized Debt in Virginia
  • Auto Leasing, Loans & Sales Financing in Tennessee
  • Real Estate Loans & Collateralized Debt in Tennessee
  • Real Estate Loans & Collateralized Debt in Missouri
  • Auto Leasing, Loans & Sales Financing in North Carolina
  • Real Estate Loans & Collateralized Debt in North Carolina
  • Auto Leasing, Loans & Sales Financing in Minnesota
  • Real Estate Loans & Collateralized Debt in Minnesota
  • Auto Leasing, Loans & Sales Financing in Maryland
  • Real Estate Loans & Collateralized Debt in Maryland
  • Auto Leasing, Loans & Sales Financing in Colorado
  • Real Estate Loans & Collateralized Debt in Colorado
  • Table of Contents

    Industry Definition
    Main Activities
    Similar Industries
    Additional Resources
    Industry Statistics Snapshot
    Industry Structure
    Executive Summary
    Executive Summary
    Key External Drivers
  • Per Capita Disposable Income in California
  • Access to Credit in California
  • Unemployment Rate in California
  • Corporate Profit in California
  • Yield on 10-year Treasury note

  • Current Performance
  • Driving California’s economy
  • Used vehicle and leasing financing surges
  • Subprime loans boost market
  • Chart: Revenue Growth

  • Industry Outlook
  • Low interest rates and increased liquidity
  • Used car prices pose threat
  • Industry landscape
  • Table: Auto Leasing, Loans & Sales Financing in California Industry Revenue Outlook

  • Industry Life Cycle
  • Life cycle reasons
  • Chart: Benchmarking - Auto Leasing, Loans & Sales Financing in California Industry Lifecycle vs The Economy

  • Supply Chains
    Key Buying Industries
  • Mining
  • Construction
  • New Car Dealers
  • Used Car Dealers
  • Consumers

  • Key Selling Industries
  • Open-End Investment Funds
  • Portfolio Management
  • Retirement & Pension Plans

  • Products & Services
  • New and used vehicle loans
  • New and used vehicle leasing
  • Finance leases
  • Other
  • Income from leasing to financial and nonfinancial business
  • Sales financing
  • Chart: Auto Leasing, Loans & Sales Financing in California Industry Products and Services Segmentation

  • Major Markets
  • Households
  • Financial Services
  • Automotive
  • Businesses
  • Chart: Major Market Segmentation for the Auto Leasing, Loans & Sales Financing in California Industry

  • Business Locations
    Chart: Business Locations by State
    Market Share Concentration
    Key Success Factors
    Cost Structure Benchmarks
    WagesRent and UtilitiesPurchasesDepreciationOther
  • Chart: Cost Structure Benchmarking – Sector vs Auto Leasing, Loans & Sales Financing in California

  • Basis of Competition
  • Automotive financing
  • Securitization vehicles

  • Barriers to Entry
  • Table: Barrier to Entry Checklist for the Auto Leasing, Loans & Sales Financing in California Industry

  • Ally Financial Inc., Ford Motor Credit Company LLC, Santander Consumer USA Inc., American Honda Finance Corporation, Toyota Financial Services Corporation,
  • Table: Ally Financial Inc. - financial performance
  • Table: Ford Motor Credit Company LLC - financial performance
  • Table: Santander Consumer USA Inc. - financial performance
  • Table: American Honda Finance Corporation - financial performance
  • Table: Toyota Financial Services Corporation - financial performance

  • Capital Intensity
  • Chart: Level of Capital Intensity for the Auto Leasing, Loans & Sales Financing in California Industry
  • Chart: Tools of the Trade: Growth Strategies for Success

  • Technology & Systems
    Revenue Volatility
  • Chart: Volatility vs Industry Growth

  • Regulation & Policy
    Industry Assistance
    Table: Industry Data for the Auto Leasing, Loans & Sales Financing in California Industry
    Includes:
  • Industry Revenue (2008-2022)
  • Establishments (2008-2022)
  • Businesses (2008-2022)
  • Employment (2008-2022)
  • Wages (2008-2022)
  • New car sales (2008-2022)

  • Table: Annual Percentage Change for Key Industry Data
    Table: Key Ratios for Industry Key Data
    Balloon Payment
  • An oversized payment due at the end of a mortgage, commercial loan or other amortized loan.
  • Charge-Off
  • When a customer is unable to repay a debt (often distinguished by six months without repayment) and the debt is written off as uncollectible.
  • Lien Notation
  • A type of security interest granted over an item of property to secure payment of a debt.
  • What Our Customers Say

    Why buy this report?

    IBISWorld’s Auto Leasing, Loans & Sales Financing in California Industry Research Report offers insight into the market at the national level. Our analysis highlights macro trends in the overall sector and the micro trends faced by companies that do business in the Auto Leasing, Loans & Sales Financing in California industry. Our five-year outlook forecasts explain how the market is set to change and the product segments that will drive growth.

    IBISWorld industry market research reports enable you to:
    • Find out about key industry trends
    • Identify threats and opportunities
    • Inform your decisions for marketing, strategy and planning
    • Quickly build competitive intelligence
    This report on Auto Leasing, Loans & Sales Financing in California:
    • Provides Market Size information to assist with planning and strategic decisions.
    • Includes the necessary information to perform SWOT, PEST and STEER analysis.
    • Helps you understand market dynamics to give you a deeper understanding of industry competition and the supply chain.
    • Analyses key performance and operational metrics so that you can benchmark against your own business, that of your customers’ businesses, or your competitors’ businesses.
    The Auto Leasing, Loans & Sales Financing in California market research report includes:
    • Historical data and analysis for the key drivers of this industry
    • A five-year forecast of the market and noted trends
    • Detailed research and segmentation for the main products and markets
    • An assessment of the competitive landscape and market shares for major companies
    • And of course, much more

    IBISWorld reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on industry trends across all industries. With this IBISWorld Industry Research Report on Auto Leasing, Loans & Sales Financing in California, you can expect thoroughly researched, reliable and current information that will help you to make faster, better business decisions.

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