Key Takeaways
- AI represents an attractive toolkit to commercial bankers, but the regulatory defensibility of data and decision-making is an obstacle European banks have to overcome.
- IBISWorld has already partnered with nCino, the leading provider of intelligent best-in-class banking solutions, to deliver real-time, forward looking insights that empower faster, smarter decisions across the commercial banking landscape.
- Now, we're bringing you an informative webinar about combining industry data with AI-enabled workflows for scalable, trustworthy decision-making.
Ask most banks about AI in credit and risk today, and you’ll hear real enthusiasm, followed by a long list of pilots that never quite made it into production.
The reason usually isn’t the technology. The real constraint on AI isn’t model capability; it’s trust and the regulatory defensibility of decision-making.
In our upcoming webinar, we’ll tackle this issue head-on with our partners at nCino. Together we’ll explore how European banks can pair verified industry data with AI-enabled workflows to make sharper lending and risk decisions.
What you can expect in this webinar:
Why industry context changes the decision
A borrower’s numbers rarely tell the whole story. A 6% margin can signal strength in one industry and a warning sign in another. Without a reliable benchmark, a credit assessment risks comparing a company only to itself, and there’s the added complication that company filings only ever divulge what’s already happened.
That’s the gap IBISWorld fills. For nearly 60 years, we've produced structured, analyst-verified industry intelligence that’s traceable and forward-looking, scoring each industry across growth risk, structural risk, and sensitivity risk to deliver a granular view for sound, traceable, and immutable decisioning.
As Naren Sivasailam, Global Head of Content at IBISWorld, explains:
“Increasingly, banking professionals want a single source of truth to live with their existing workflows. Embedding the industry intelligence layer at all points of decision-making allows a single, consistent view of how and why they are made. The intelligence arrives while the decision is being formed, and not after.”
Intelligence where sound decisions are made
The true value of that intelligence is realised when it’s delivered to an analyst at exactly the right moment. That’s why the nCino x IBISWorld partnership is so critical for the market right now.
By embedding our industry data directly inside Continuous Credit Monitoring (CCM), which then surfaces it alongside each borrower’s own financials, the result is a single, consistent client view:
- Analysts gain a forward-looking lens, harnessing granular sector context within the workflow for faster evidence-backed reviews.
- Relationship managers gain sector context ahead of renewal and pricing conversations.
- Portfolio managers and CROs gain visibility for sector concentration across the entire book.
Treeske Kluck, a Principal Product Manager at nCino, elaborates:
“IBISWorld's industry intelligence scores each industry across three dimensions: Structural, Growth, and Sensitivity risk and in nCino it shows up in the workflow alongside performance metrics, risk snapshot and score trend, industry and cost-structure benchmarks, external drivers, key success factors, and segment benchmarking for a holistic credit risk approach.”
What does this mean for your bank, and why should you attend?
If your bank is weighing how to move AI from pilot to production without sacrificing trust and defensibility, this is the session for you.
Whether you sit in a regulatory, risk-management, credit-decisioning, or relationship management role, you’ll take away practical insights including:
- The strength of IBISWorld’s European industry coverage and analyst-driven methodology
- How that content is surfaced inside the nCino workflow today
- The value the existing CCM integration already delivers to European commercial banks
- Where it’s heading next, including European NACE code support, Credit Memo, Banking Advisor, and broader AI opportunities
To learn more, register now for our webinar with nCino, "From pilot to production: the verified data layer behind AI in European commercial banking," at 1 pm BST on 9th September.
Why not also join us in person at the nCino EMEA Summit 2026 on 30th September, where IBISWorld joins us as a sponsoring partner? It's a great opportunity to connect with industry leaders, explore the latest innovations in financial technology, and hear what's next for the future of banking.
