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AU & NZ ENTERPRISE PROFILES

Pepper Money Limited - Australian Company Profile

Enterprise Type: Public Company

ASX Code: PPM

What does Pepper Money Limited do?

Pepper Money Limited is a foreign owned publicly listed company, deriving revenue as a non-bank mortgage lender. The company employs approximately 1,000 employees, operates in Australia and New Zealand, and is administered from its head office in North Sydney, New South Wales.

The ultimate parent entity of Pepper Money Limited is Pepper Global Topco Limited, an entity incorporated in Jersey which owns 60.59% of the shares of Pepper Money Limited and its controlled entities.

The company is listed on the Australian Securities Exchange under the code, PPM.

 

Pepper Money Limited - Products & Brands

Pepper Money Limited is an ASX listed non-bank lender. The company is focused on underserved customer segments, and offers loans in the following categories:

  • Home Loans: Providing loans for home buyers, first home buyers, refinancing, self-employed, investors, and low credit.
  • Car Loans: Providing loans for cars, electric vehicles, and business vehicles.
  • Personal Lending: Providing debt consolidation, personal loans, holidays, and weddings. 
  • Commercial: Providing commercial property loans and commercial vehicles and asset loans. 

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Pepper Money Limited - Financial Statements

pie_chart Pepper Money Limited Financial Profit & Loss Account

BALANCE DATE12/31/202312/31/202212/31/202112/31/202012/31/2019
Sales Revenue1,402,2001.00.70.70.7
Other Revenue0000000000000000000000000
Total Revenue0000000000000000000000000
Cost of Goods Sold0000000000000000000000000
Depreciation0000000000000000000000000
R & D Expenditure0000000000000000000000000
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Pepper Money Limited - Financial Ratios

pie_chart Pepper Money Limited Financial Growth

BALANCE DATE12/31/202312/31/202212/31/202112/31/202012/31/2019
Total Revenue Growth43.2437.87-0.33-0.62-29.52
Sales Revenue Growth0000000000000000000000000
EBITDA0000000000000000000000000
NPAT0000000000000000000000000
Shareholder's Funds0000000000000000000000000
AAAAAA AAAAAA0000000000000000000000000

pie_chart Pepper Money Limited Financial Ratios

BALANCE DATE12/31/202312/31/202212/31/202112/31/202012/31/2019
Return on Revenue (ROR) (%)7.313.340.6-3.86.4
Return on Shareholders’ Funds (ROSF) (%)0000000000000000000000000
Return on Assets (ROA) (%)0000000000000000000000000
Profit Margin (%)0000000000000000000000000
Revenue per Employee ($’000 per person)0000000000000000000000000
AAAAAA AAAAAA0000000000000000000000000
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Pepper Money Limited's Competitive Environment

Pepper Money Limited operates in the following industries:

  • K6200 - Finance in Australia
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Pepper Money Limited's main competitors:

  • Australia and New Zealand Banking Group Limited
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lock To view Pepper Money Limited's full competitive environment, see report purchase options.
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Enterprise Profiles - table of contents

Enterprise Details

Get a high-level overview of Pepper Money Limited, including registered business details, an enterprise synopsis, SWOT analysis and main brands and products.

Key Personnel

We outline the key personnel at Pepper Money Limited by position type and title.

Enterprise Financials

Get a full view of Pepper Money Limited’s financials, including Profit and Loss Account (Revenue, Interest, Profit and Loss, and Audit Fees) and Balance Sheet (Current Assets, Non-Current Assets, Current Liabilities, Non-Current Liabilities, Shareholders’ Equity), as well as Number of Employees, Number of Share on Issue, Market Capitalisation and Earnings per Share where available. Note: we do not provide a full financial details for all company profiles.

Growth & Ratios

Get a clearer picture of Pepper Money Limited’s performance, with key financial ratios and data on financial growth.

Operating Segments

Understand the main operating divisions of Pepper Money Limited, including Revenue and Assets under each Segment, Industries and Geographic Locations Pepper Money Limited operates in.

Competitor Benchmarking

Compare Pepper Money Limited’s financial ratios and growth to peers in their industries of operation for a clearer picture of performance.

Major Shareholders

We outline the ultimate parent and largest shareholders of Pepper Money Limited.

Subsidiaries

View a list of Pepper Money Limited’s associated companies, holding company, joint ventures and trusts, both domestic and international.

History

Find out more about the history and background of Pepper Money Limited, including founding information, past announcements, mergers and major projects.

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Included in Report

  • Enterprise History & Synopsis
    Enterprise History & Synopsis
  • Enterprise Financial Statements
    Enterprise Financial Statements
  • Financial Ratios
    Financial Ratios
  • Industry Averages
    Industry Averages
  • Competitive Landscape
    Competitive Landscape
  • Key Enterprise Personnel
    Key Enterprise Personnel
  • Subsidiaries & Ownership Structure
    Subsidiaries & Ownership Structure

Why buy this enterprise profile on Pepper Money Limited?

IBISWorld enterprise profiles enable you to:

  • Understand a enterprise’s competitive landscape
  • Identify industry trends a enterprise is exposed to
  • Inform your decisions for marketing, strategy and planning
  • Target key enterprise personnel

The profile on Pepper Money Limited includes:

  • Enterprise History and Synopsis
  • Overview of Brands and Products
  • Enterprise Financial Statements and Financial Ratios
  • Key Enterprise Personnel
  • Subsidiaries, Shareholders and Ownership Structure
  • Service Providers

IBISWorld provides profiles on thousands of leading enterprises across Australia and New Zealand, as well as reports on thousands of industries around the world. Our clients rely on our information and data to stay up-to-date on business and industry trends. Our expert reports are thoroughly researched, reliable and current, enabling you to make faster, better business decisions.

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