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Peer-to-Peer Lending Platforms in the US: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Peer-to-Peer Lending Platforms Market Research Report | Advisory & Financial Services | Alternative Financing | Sep 2015

Street credit: New industry's explosive growth may meet regulatory hurdles

The Peer-to-Peer Lending Platforms market research report provides key industry analysis and industry statistics, measures market size, analyzes current and future industry trends and shows market share for the industry’s largest companies. IBISWorld publishes the largest collection of industry reports so you can see an industry’s supply chain, economic drivers and key buyers and markets.

Report Snapshot
Market Share of Companies
Lending Club Lending Club market share
Prosper.com Prosper.com market share
SoFi SoFi market share
Industry Statistics & Market Size
Revenue
$1bn
Annual Growth 10-15
156.8%
Annual Growth 15-20
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Profit
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Employment
1,749
Businesses
163
Industry Analysis & Industry Trends

In peer-to-peer lending, regular consumers sign up to invest in consumer and small business loans via an intermediary, the lending platform. During the past five years, revenue for the Peer-to-Peer Lending Platforms industry has grown as many consumers and small businesses embraced the concept. However, the industry will continue to experience relatively rocky waters during the five years to 2020 as the industry is relatively new, which subjects it to regulatory and marketing challenges. Though it will not see the dramatic revenue increases of the past five years, the industry can expect strong growth.... purchase to read more

Industry Report - Industry Investment Chapter

The Peer-to-Peer Lending industry has a moderate level of capital intensity. IBISWorld estimates that for every dollar spent on wages, industry operators will spend $0.39 in capital investment. Capital investment is mainly in warehouse space, computer equipment, developing internal software programs, and warehouse fixtures. Over the past five years, capital intensity increased; in 2009, for every dollar spent on wages, industry operators spent about $0.14 in capital investment. Capital investment rose partly due to the necessity for operators to keep up with constantly evolving technology improvements, which is a must to enhance the experience for both potential borrowers and potential investors... purchase to read more

 


Industry ProductsRelated ReportsTable of Contents

What is the Peer-to-Peer Lending Platforms Industry?

Companies in this industry provide peer-to-peer lending, which occurs directly between individuals and organizations without the direct intermediation of a traditional financial institution. In this industry, individuals and organizations pool their money to support the efforts of borrowers, while generating a rate of return for themselves. Crowdfunded fundraising, where collective money supports others with financial donations and without planned repayment, is not part of this industry.

Industry Products
Origination feesServicing feesInterest income
 
Industry Activities
Offering and investing in personal loansOffering and investing in debt consolidation loansOffering and investing in short term & bridge loansOffering and investing in home improvement loansOffering and investing in auto & vehicle loansOffering and investing in small business loansOffering and investing in green loans


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