Peer-to-Peer Lending Platforms in the US: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Peer-to-Peer Lending Platforms Market Research Report | Advisory & Financial Services | Alternative Financing | Dec 2013

Hey there, stranger: lending has proven to be lucrative, but regulations threaten industry profitability

IBISWorld’s Peer-to-Peer Lending Platforms market research report can be used to help you: understand market size and growth potential; major companies; draft business plans and pitch books; and conduct benchmarking and SWOT analysis. Our industry analysis highlights macro industry trends in the overall sector and micro trends faced by companies that do business in the industry. The industry report also provides key industry statistics and 5-year forecasts to anticipate future industry prospects so you can decide with confidence.

Report Snapshot
Market Share of Companies
Lending Club Lending Club market share market share
Industry Statistics & Market Size
Annual Growth 08-13
Annual Growth 13-18
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Industry Analysis & Industry Trends

The Peer-to-Peer Lending Platforms industry is a new, fast-growing industry that has experienced rapid growth in terms of revenue and enterprises over the past five years. However, regulations from the Securities and Exchange Commission have added some turbulence and uncertainty to the industry. Going forward, profit is expected to rise, but the industry will continue to be characterized by increased regulation and competition.

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Industry Report - Industry SWOT Analysis Chapter

The Peer-to-Peer Lending Platforms industry is growing rapidly. Industry value added (IVA), which measures the industry's contribution to the economy, is expected to surge at an average annual rate of 83.4% in the 10 years to 2018, while US GDP is forecast to rise at a much slower annualized rate of 2.2%. The industry's product is an innovation to lending, allowing individuals to finance their consumer and business loans without an intermediary, but using algorithms. The industry experienced rapid revenue growth during the five years to 2013; this trend will continue at a slower rate during the next five years. All told, industry revenue is expected to rise 79.8% during the 10 years to 2018... purchase to read more


Industry ProductsRelated ReportsTable of Contents

What is the Peer-to-Peer Lending Platforms Industry?

Companies in this industry provide peer-to-peer lending, which occurs directly between individuals without the intermediation of a traditional financial institution. Peer-to-peer lending is a type of crowdfunding, which is the collective effort of individuals to pool their money to support the efforts of others. Crowdfunded fundraising, in which collective money supports others with financial donations and without planned repayment or accrued interest, is not part of this industry.

Industry Products
Origination feesServicing feesInterest income
Industry Activities
Loan brokeringFinancial advising

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