Peer-to-Peer Lending Platforms in the US: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Peer-to-Peer Lending Platforms Market Research Report | Advisory & Financial Services | Alternative Financing | Dec 2014

Front money: Revenue will rise, but regulations threaten industry profitability

IBISWorld’s Peer-to-Peer Lending Platforms market research report offers insightful industry analysis and research into the market at the national level. IBISWorld’s in-depth industry market research is presented in a logical and consistent format. The industry report contains key industry statistics, market size, industry trends, and growth and profit forecasts for a 5-year outlook period.

Report Snapshot
Market Share of Companies
Lending Club Lending Club market share
OnDeck OnDeck market share market share
SoFi SoFi market share
Industry Statistics & Market Size
Annual Growth 09-14
Annual Growth 14-19
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Industry Analysis & Industry Trends

In peer-to-peer lending, regular consumers sign up to invest in consumer and small business loans via an intermediary, the lending platform. During the past five years, revenue for the Peer-to-Peer Lending Platforms industry has grown as many consumers and small businesses embraced the concept. However, the industry will continue to experience relatively rocky waters during the five years to 2019 as the industry is relatively new, which affects regulation change and marketing challenges. Though it will not see the dramatic growth of the past five years, the industry can expect strong revenue growth.... purchase to read more

Industry Report - Industry Key Buyers Chapter

The Peer-to-Peer Lending Platforms industry has a medium level of market share concentration, with the top four companies in the industry capturing 55.5% of total revenue. In particular, Lending Club captures 36.3% of the industry on its own. Lending Club's high share of the industry is partly due to being one of the first operators to enter this industry, a strong marketing push, and more successful technology to vet borrowers. Barriers to entry into this online-based industry are moderate, with no major capital expenses but with a great deal of technical wherewithal required... purchase to read more


Industry ProductsRelated ReportsTable of Contents

What is the Peer-to-Peer Lending Platforms Industry?

Companies in this industry provide peer-to-peer lending, which occurs directly between individuals and organizations without the direct intermediation of a traditional financial institution. In this industry, individuals and organizations pool their money to support the efforts of borrowers, while generating a rate of return for themselves. Crowdfunded fundraising, where collective money supports others with financial donations and without planned repayment, is not part of this industry.

Industry Products
Origination feesServicing feesInterest income
Industry Activities
Offering and investing in personal loansOffering and investing in debt consolidation loansOffering and investing in short term & bridge loansOffering and investing in home improvement loansOffering and investing in auto & vehicle loansOffering and investing in small business loansOffering and investing in green loans

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