Industry Analysis & Industry Trends
No easy retirement
Retirement and pension plans suffered a sharp setback during the subprime credit crisis, when industry assets crashed. Plan sponsors, still recovering, now have several new issues to contend with. Among these is the growing number of aging and retiring baby boomers, who are due to receive pension payments. However, many pension plans (and Social Security) are severely underfunded. As a result, most plans are becoming defined contribution plans, which shift responsibility to the individual... purchase to read more
Industry Report - Industry Key Buyers Chapter
The US Retirement and Pension Plans industry concentration is relatively low. Within this report, major players are listed by the actual retirement plan funds. Consequently, concentration is based on the level of asset reserves. In 2012, the top four retirement funds are expected to account for about 11.0% of industry assets or $975.9 billion.
Asset reserves fluctuate with investment returns. Revenue within this industry is calculated by adding total contributions to investment income or losses. Investment returns are the single biggest component of income, so declines in the financial markets generally lead to a drop in asset reserves... purchase to read more