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Property, Casualty and Direct Insurance in the US: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Property, Casualty and Direct Insurance Market Research Report | NAICS 52412 | Jan 2013

Growing pains: Premiums will return to normal pricing as the national economy stabilizes

IBISWorld’s Property, Casualty and Direct Insurance market research report offers insightful industry analysis and research into the market at the national level. IBISWorld’s in-depth industry market research is presented in a logical and consistent format. The industry report contains key industry statistics, market size, industry trends, and growth and profit forecasts for a 5-year outlook period.

Report Snapshot
Industry Statistics & Market Size
Revenue
$496bn
Annual Growth 07-12
-2.4%
Annual Growth 12-17
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Profit
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Employment
638,593
Businesses
5,098
Industry Analysis & Industry Trends

After experiencing financial and natural catastrophes during the past five years, the industry remains relatively strong. While revenue declined steadily during the recession, investment conditions and profitability are both expected to increase during the next five years, benefiting operators. Underwriting gains will be a key aspect of the industry's success over the period, and more companies will use the internet to boost profitability... purchase to read more

Industry Report - Industry Key Buyers Chapter

The US Property, Casualty and Direct Insurance industry is comprised mainly on two distinct insurance sectors. The main sector is property and casualty insurance (P&C), which accounts for about 97.6% of industry revenue. The P&C market is not highly concentrated as the top four major players collectively account for less than 40% of industry revenue. Specifically, the top four P&C companies are expected to account for about 28.6% of the industry market in 2012.

In 2002, the Census Bureau stated that the top four players accounted for 28.2% of revenue, which suggests that despite some merger and acquisition activity, concentration among the top four players has changed little... purchase to read more

 


Industry ProductsRelated ReportsTable of Contents

What is the Property, Casualty and Direct Insurance Industry?

Operators in this industry are primarily engaged in underwriting insurance policies that protect individuals, businesses and agencies against losses that may occur as a result of property damage, liability or other risks. Industry participants also protect real estate owners or creditors against losses sustained by reason of any title defect to real property. This industry does not include insurance coverage for life, disability, accidental death, dismemberment or health risks.

Industry Products
Property and casualty insurance (P&C) - PersonalProperty and casualty insurance (P&C) - CommercialReinsuranceWorkers' compensation insuranceMedical malpractice insurance Title insuranceMortgage and financial guaranty insurance
 
Industry Activities
Directly underwriting automobile insuranceDirectly underwriting property and casualty insuranceDirectly underwriting mortgage guaranty insurance Directly underwriting bank deposit insuranceDirectly underwriting title insuranceDirectly underwriting warranty insurance (e.g. appliance, automobile, homeowner and product)


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