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Credit Card Issuing

U.S. Industry Report

  (One of 705 available reports - See full list) Search for more industries | View a sample report
Industry Code: 52221, Jun 24 2010, 39 pages

About IBISWorld Industry Reports

Playing the cards right

The Credit Card Issuing industry was hit hard by the recession, as high unemployment rates and credit contraction resulted in a major increase in delinquencies. These trends contributed to a free fall in profits, as more people delayed making credit card payments or missed the payments entirely. However, these trends will ease up over the next five years, with the industry set to make a steady recovery. As consumers use cash less and online commerce more, demand for credit cards will increase substantially.

In-depth industry market research presented in a logical and consistent format. Including 39 pages of insights covering industry conditions, key statistics, competitor analysis and market share, product and customer segmentation and a 5 year forecast.
 

Key Competitors in this Industry

Major Player Market Share
J.P. Morgan Chase & Co. XX.XX For clients only
Bank of America Corporation XX.XX For clients only
Citigroup, Inc XX.XX For clients only
American Express Company XX.XX For clients only

Products & Services

Products and Services Chart
  Product/Services Share
Cardholder fees XX% For clients only
Interchange fees XX% For clients only
Interest income XX% For clients only
 

Key Industry Statistics

Key Industry Figures 2009 2010  
Industry Revenue *48,583.7 XXXX For clients only $Mil
Revenue Growth *-16 XXXX For clients only %
Industry Gross Product *935.7 XXXX For clients only $Mil
Number of Establishments *377 XXXX For clients only Units
Number of Enterprises *202 XXXX For clients only Units
Employment *39,963 XXXX For clients only Units
Exports -- XXXX For clients only
Imports -- XXXX For clients only
Total Wages *2,415.6 XXXX For clients only $Mil

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Our industry research reports feature 25-50 revealing pages, including market size, market share, segmentation of products and services, business insights, market trends, a 5 year industry forecast, and much more! All offered in an easy-to-use, online format.

Why do it yourself? A few minutes with an IBISWorld industry profile is worth weeks of in-house market research. Knowledge is power... become an industry "expert" today!

SCOPE OF REPORT


IBISWorld market research reports present industry information from all angles, quoting only true market statistics for trend analysis.

Major market segments are identified, as well as forces affecting demand and supply within the industry. Performance analysis includes emerging industry trends, as well as recent results and performance of each key company. Drawing on this depth of information, IBISWorld provides 5 year forecasts for each industry.
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WHO USES IBISWORLD?


Our collection of market reports are used by leading financial institutions for strategic assessment of the entire US economy.

Our suite of industry intelligence is also ideal for investment banking, accounting, business valuations, corporate & academic libraries, mergers & acquisitions advisory (M&A), management consulting, benchmarking, business brokering, advertising agencies, litigation support, due diligence, corporate strategy, strategic intelligence, competitive intelligence, business plans, small business, and start-ups.
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DEFINITION


This industry's establishments issue credit cards. Specifically, they provide funds required to purchase goods and services in return for payment on a full balance or installment basis. Credit cards issued in the United States are not issued directly by Visa, MasterCard or any other payments-solution organization. Rather, Visa, MasterCard and other similar corporations provide the actual payments systems used when payments are made by credit card.


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RELATED REPORTS


Similar Industries
   Commercial Banking
   Savings Banks & Thrifts
   Credit Unions

Up & Down Stream Sectors
   Nannies, Gardeners & Other Household Services
   Money Market & Other Banking
   Money Transferring

Risk Rating of This Industry
   Credit Card Issuing
Companies In This Industry
   J.P. Morgan Chase & Co.
   Bank of America Corporation
   Citigroup Inc.
   American Express Company
   More

Factors Affecting This Industry
   Aggregate household debt
   Expenditure by households in the highest income quintile
   National unemployment rate

International Reports
   Global Commercial Banks
   Securitisation Vehicles in Australia
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SEGMENTS


The major products and services covered in this market research report are:
  • Cardholder fees
  • Interchange fees
  • Interest income

ACTIVITIES


The primary activities of companies in this industry are:
  • Providing credit through the medium of a credit card
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TABLE OF CONTENTS


Industry Definition   3
 
 
 
 
Key Statistics   4
 
 
 
 
 
Segmentation   6
 
 
 
 
 
Market Characteristics   11
 
 
 
 
 
 
 
  
Industry Conditions   15
 
 
 
 
 
 
 
 
 
 
Key Factors   22
 
 
 
Key Competitors   24
 
 
 
 
Industry Performance   32
 
 
 
Outlook   37
 

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