Industry Analysis & Industry Trends
With the narrowing interest rate spread in China in 2009, commercial banks in China were estimated to report slight negative growth for the year. However, with expanding net interest spread and growing interest-bearing assets, net interest income growth is expected to increase steadily in future years. In 2011, benefiting from the expanding interest rate spread and increasing newly issued credit loans, the Commercial Banks industry in China is expected to report revenue growth of 20.3% for the year.
Industry revenue (defined as net operating income, including both net interest received and net fee income) is expected to total $376.2 billion in 2011, showing an annual growth of 20.8% in the last five years. Total assets held by the industry are forecast to total $13.1... purchase to read more
Industry Report - Industry Key Buyers Chapter
The industry is highly concentrated with its four largest state-owned banks accounting for an expected 62.2% industry revenue in 2011.
The industry's concentration level, however, is decreasing. This is due to the gradual market liberalization and measures undertaken from the government for attracting more private and foreign capital to improve the competitiveness of the current state-owned and joint-stock commercial banks. ACMR-IBISWorld estimates that the top banks in this industry will account for about 60% of industry revenue in 2016... purchase to read more